|  | Suitland Bankruptcy Attorney - Maryland Divorce Lawyer BANKRUPTCY
Chapter 7 bankruptcy allows the debtor to obtain a complete discharge from all dischargeable debts. This is the most complete form of a bankruptcy, offering a fresh start. When a debt is discharged, the debtor no longer has an obligation to pay creditors. In a Chapter 7 bankruptcy, the debtor's property is liquidated to pay creditors. However, in most cases all of the property of the debtor will be either exempt or have insufficient resale value to motivate the bankruptcy trustee to sell the property. A skilled attorney can help you with the evaluation process. Chapter 13 bankruptcy allows the debtor to reorganize existing debt while putting a complete stop to foreclosures, repossessions, wage garnishments and tax liens. In a Chapter 13, any past due payments owed to secured creditors such as those holding liens on homes and cars are consolidated along with debts owed to unsecured creditors, i.e. credit cards, and the debtor makes one monthly payment to the trustee to pay these debts, while maintaining the regular monthly payments to secured creditors. Depending on the debtor's financial situation, debtors may only be required to pay a percentage of their unsecured debts. In most instances and depending upon the circumstances, both chapters allow the debtor to keep their home and/or cars. In addition, upon the filing of either chapter, collection actions, garnishments, creditor harassment, etc. must cease. FAMILY LAW
The firm has a family law practice which includes the representation of clients in matters of divorce, legal separation, child support, adoption, guardianship, and name changes. PERSONAL INJURY
The common element of a personal injury claim is an injury resulting from the negligence of another person. Kelsey & DeBerry, LLC represents individuals and their families who have been injured as a result of the negligent or wrongful conduct of another as a result of motor vehicle accidents; motorcycle, and pedestrian accidents; dangerous and defective products; slip and falls; medical malpractice; and wrongful death. Our lawyers understand the impact an unexpected personal injury can cause in a person's life. Such injuries may result in lost wages, excessive medical bills, and pain and suffering that affect both the injured individual and their families. We take the time to listen, assess, and analyze each case to ensure that our clients receive a resolution to their case that effectively compensates them for the injuries they have suffered. WORKERS' COMPENSATION
Workers' compensation allows employees to continue to receive benefits after a work-related injury. These benefits include temporary total disability income while the worker is unable to work, prescription, mileage and health aide reimbursement and payment of medical fees and costs. The worker receives these benefits until he or she is able to return to work or is released from the doctor's care. DUI/DWI - DRUNK DRIVING
Drunk driving is a serious offense. Being arrested for drunk driving, whether for driving under the influence (DUI), or driving while intoxicated (DWI), can be a stressful and traumatic experience. Penalties may include suspension or loss of license, jail or prison time, probation, substantial fines, increased insurance premiums and a permanent criminal record. WILLS AND ESTATE ADMINISTRATION
Estate planning involves planning for the distribution of assets upon a person's death. Failure to plan your estate, regardless of your wealth, can have serious consequences on your loved ones. The firm represents individuals in their estate planning needs, including the drafting of wills, living wills, powers of attorney, and guardianships. We also handle the probate administration of estates should you have the misfortune of losing a loved one. REAL ESTATE
The firm offers various services related to real estate. As licensed title insurance producers, we can conduct residential settlement transactions. As licensed real estate brokers and agents, we are well versed in the purchase and sale of single family homes. As licensed loan originators, we also provide skilled representation and assistance in securing financing for purchasing or refinancing your home. If you need assistance buying or selling a home, please contact Sharon Y. Christmas-DeBerry or obtain further information at accessrealtyco.com. Contact an experienced lawyer at Kelsey & DeBerry, LLC today for more information on any of these practice areas. ACCESS LEGAL PLAN. Would you like to have access to an attorney when you need one with certain specific legal services at no cost and reduced rates for others? If so, please contact Attorney Sharon Y. Christmas-DeBerry to learn more and how you can become a member of the Access Legal Plan. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Kelsey & DeBerry, LLC
9200 Basil Court
Suite 550
Largo, MD 20774
Phone: (301) 883-8616
Fax: (301) 883-8626
E-mail • Map & Directions  
Our firm provides representation to clients in and around Largo, Maryland, including the communities of Mitchellville, Bowie, Landover, Clinton, Fort Washington, Temple Hills, Prince George's County, Upper Marlboro, Clinton, College Park, Laurel, Oxen Hill, Forestville, Capital Heights, Suitland, Cheverly, Bladensburg, and throughout the Washington, D.C. metropolitan area.
| |
